How to Budget

Christmas Gift Spending Expected to Rise in 2023

Christmas Gift Spending Expected to Rise in 2023

The National Retail Federation predicts that American families will spend an average of $997.73 on Christmas gifts this year, up from $935.59 last year. While this is just an average, it's important to remember that Christmas is just one day out of the year, and it's not worth going into debt.

How You're Passing Up Money Every Day (And How to Stop)

How You're Passing Up Money Every Day (And How to Stop)

Have you ever found money on the ground? It's a great feeling, right? But did you know that you're passing up on free money every day? Here are a few ways you may be missing out on free money.

Ditch the Budget and Create a Spending Plan

Ditch the Budget and Create a Spending Plan

Around here, we don't use the "B" word. We create sustainable Spending Plans and not budgets. If you find yourself struggling to create your Spending Plan? Here are some tips to help.

How to Stretch Your Dollars in the Face of Inflation

How to Stretch Your Dollars in the Face of Inflation

Inflation reached a 40-year high in the United States in 2022 and we are still feeling the effects in October 2023. The year-to-date inflation rate in the United States was 5.9% through August 2023. That's almost double what inflation averages historically.

Managing your money is an ongoing journey with various stages throughout your life. By empowering yourself with knowledge, you've taken a crucial step. Now, take action and prioritize your financial well-being.