Fidelity Goal Booster is a great tool to help you reach your savings goals. Even if you don't have access to Goal Booster through your employer, you can still use the platform to save for your future. Read our article and find out how.
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Manage Your Money: My Financial Journey (excerpt)
Some will say that making money mistakes when you are young is acceptable because you are learning. I say if we learn the principles of wealth management and teach the generations that are to come, they can avoid the pitfalls that caused us to stumble.
I’ve done it all right and done it all wrong. Although I have an undergraduate degree in Finance (from the amazing Florida State University), I did not have one personal finance class throughout my academic career. I graduated with 20+ credit cards. Do you remember the organizers with the slots for cards, I was the person who filled them all up with different credit cards and I was crazy enough to carry them with me. Can we say prime target for identity theft?
Conflicting Goals: Entertainment Vs Preserving Cash
According to last week’s Wall Street Journal, Netflix gained an additional 16 million new subscribers.
Just this year alone, the stock is up 34%. I call that a win!
The average emergency, prior to the pandemic, could be resolved with $400. That annual Netflix subscription is 39% of what we would need to stash away for an emergency and gain some peace of mind. According to a recent survey by The Wall Street Journal and the Harris Poll, Americans spent an average of $37 per month on streaming services in March 2020. That’s an annual expense of $444. Can we say ching ching again.